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PCI DSS compliant payment solutions that let you serve your customers faster - and safer

Enjoy cost-saving payment processing customized to fit any-size eCommerce client.

Affordable equipment — Powerful eCommerce payment solutions — On-demand tech support

You’ll get Texas-based tech support 24/7
You’ll get unmatched fraud-protection tools
You’ll get affordable equipment (we don’t impose expensive leases)
You’ll get access to eCommerce payment solutions you need to fulfill customer orders quickly

Safely Accept Every

Payment

  • Visa
  • Mastercard
  • Discover
  • Apple Pay
  • Samsung Pay

Support For Your eCommerce

Business

  • Access multiple retail reports
  • Inventory management tools
  • Shared customer data across one system
  • Fully-integrated software
  • Manage large volumes of online orders with ease
  • Lower processing costs with level 2 and level 3 qualified payments

Frequently Asked Questions

Most frequently asked questions about payment processing services

You have questions, we have answers. If you can’t find what you’re looking for in our FAQ section below, give us a call or shoot us a message via online chat.

What advantages do your eCommerce payment solutions provide?

eCommerce payment solutions from Spike Financial integrate with your online shopping cart making it simple for customers to pay with any type of credit or debit card when they place an order through your website or online store. Merchants using eCommerce payment solutions from Spike Financial can accept payments for products from anywhere. You’ll get an accurate accounting of your daily sales, be able to track inventory and setup fraud preventing measures on your website or online store that help safeguard your money and help you minimize chargebacks.
We integrate with many different shopping carts including Big Commerce, Shopify and 1Shopping Cart.

How long does it take to set up a merchant account?

Most of our customers find that they can start taking payments with their new eCommerce solution from Spike Financial within just a few days. Much depends on submitting a complete and accurate application. Spike Financial’s payment solution experts are happy to assist new customers with this process.

Does a Spike Financial eCommerce Payment Solution integrate with my online store?

Yes. You can integrate your merchant account from Spike Financial with your website or online store using a variety of Payment Gateways that we offer. Further, you can connect your POS system with your eCommerce store to keep track of inventory in real time. You’ll have the information you need to make fast and accurate decisions for your business.

Will I have to reject customers who want to use certain types of credit cards?

No. Spike Financial customers can take any type of credit or debit card payment:

 

● Visa
● Mastercard
● American Express
● Discover
● Apple Pay
● Samsung Pay

Is switching to Spike Financial more expensive?

Most of our customers see significant cost savings when they switch to Spike Financial. We help lower processing fees with level 2 and level 3 qualified payments. You won’t have to sign an expensive lease like you do with big banks, either. Our low on-time equipment fees keep costs low and allow you the flexibility you need as your business grows and changes over time.

How can I get help with technical issues?

Our customers get 24/7 access to our Texas-based team of tech experts. If you need help with anything related to your payment processing equipment or software, you can get remote or in-person assistance. Our tech support can troubleshoot and get you back online quickly.
When you use a big bank for your merchant services you may not have access to help when you need it most. Spike Financial’s technical support department is open on holidays and after regular banking hours, so you can get the help you need.

Integrate seamlessly with QuickBooks, Freshbooks, Netsuite, Xero, and many more software platforms.

Accept payments via shopping cart integrated with payment processing
Automate processing through a compatible payment gateway
Reconcile transactions via your current accounting software programs

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    Customer Testimonials

    90% of our new revenue annually comes from our customers, partners referring us to new companies.
    WHY? Read what our happy customers are saying about us.

    Spike Financial's Retail Merchant Services solutions have dramatically accelerated my business and contactless payments mean my customers aren't waiting long to be server and can get on their way.

    Kendall Stroud

    I thought it would be complex to switch over my retail business but Spike Financial made the process extremely simple & easy! They also helped me save over 30% on my processing fees.

    Amanda Hannan