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Your Texas Merchant
Services Provider
Better Pricing. Dependable Service. Local Technicians.
Don't settle for an expensive POS system from a big bank.
Get the technical support you need at a price you deserve with
our all-in-one merchant services.

GET YOUR QUOTE

Our Systems Are Designed To Meet Your Needs

Low-Priced one-time equipment fees mean you’ll never get stuck in an expensive lease

Custom-built Point-of-Sale (POS) systems for your business

Spike Financial customers get excellent ongoing support, fair pricing, and great products.

The Clover® Station

A state of the art, all-in-one Point-of-Sale solution for your business. Power it up and you’re ready for business. Clover Station is designed to help in so many ways.

The Clover® Mini

A counter-top terminal from First Data® that offers users speed as well as a seamless user experience. The Clover® Mini is as powerful as it is sleek—and lightweight.

Clover® Flex

Take on-the-go payments using this small, but powerful portable device from First Data®. It’s everything you need in one simple device.

Clover® Go

Go here. Go there. Process payments anywhere. A mobile payments reader designed to work with cell phones. It makes payments easier – and safer.

While Clover® is an excellent choice for many Spike Financial customers, it’s not a one-size-fits-all solution. We customize your technology to meet the needs of your business so you can expect to get the maximum ROI from your POS investment.

Accelerated Funding
Options

 

Gives you access to your money in as little as four hours.

 

Merchant Cash
Advance

 

Gives you a secured cash advance based on your receipts.

 

Check Acceptance and Guaranty

 

Gives you fast access to funds from checks.

 

 

Automated Clearing House (ACH)

 

Gives you hassle-free ACH access to customer bank accounts for deposits and withdrawals.

 

What is Spike Financial?

Spike Financial is a Texas-based company providing financial services, including payment processing, to businesses of any size across the US. Our merchants enjoy streamlined business processes and they get maximum ROI on their POS investment.

Merchant Services Technology

Our clients have access to the newest payment technology and equipment. With Spike Financial, you'll never have to agree to an expensive long-term lease.

Merchant Services Support

Our clients have access to the payment processing support they need outside of "bank" business hours. With Spike Financial, you'll never struggle to get the technical support you need.

Why Spike Financial?

Payments processing is our specialty; not an add-on service. Bring hassle-free payments to your customers effortlessly with our countertop, portable, and mobile card machines without committing to a long-term and expensive contract.

 

Whether you sell online, over the phone, in-store, or on-the-go, our technology helps your business run smoothly. Take your company to the next level with our seamless and high-tech merchant services. Let us help you transform your customer’s payment experience.

Trust

Our technical support team has over 13 years of experience. We’re there for you, even when your bank is closed.

 

Profit

You’ll get more than the basics with our full suite of merchant tools to help you maximize your profitability while retaining valuable customers.

Security

Get real-time fraud prevention that assesses the risk of each transaction.

Payment Processing and POS Solutions for your Business

Payment Solutions for Gas Stations

Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.

 

Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our gas station clients receive the attention they deserve 24/7.

 

Enjoy cost-saving payment processing customized to fit gas stations of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your gas station.

 

Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.

Our gas station merchant services offer the following benefits:

  • Automatic inventory tracking
  • Full integration with current systems
  • Secure payment solutions at the pump
  • Unlimited payment options
  • Loyalty and rewards programs Integration
  • Advance point-of-sale equipment to help you save money and time

 

Our PCI DSS compliant gas station payment processing services provide secure transactions.

 

No expensive leases, Low processing costs, Robust technical support

 

 

Learn More

 

Payment Solutions for Restaurants

Countertop — Portable — Mobile
POS systems built to meet the special needs of restaurants let you serve your customers faster – and safer.

 

Get the help you need from our Texas-based specialists. We specialize in setting up systems for pizza restaurants, food trucks, food vendors, and quick-service restaurants. From set-up to maintenance to in-person technical support, our restaurant clients receive the attention they deserve 24/7.

 

Enjoy cost-saving payment processing customized to fit restaurants of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your restaurant.

 

Trust Spike Financial to help you achieve your restaurant’s goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.

Our restaurant merchant services offer the following benefits:

  • Pizza Restaurants
  • Ice Cream Shops
  • Food Trucks
  • Bakeries
  • Dine-In Restaurants
  • Fast Food
  • Yogurt Shops
  • Chain Burger Restaurants
  • Bars & Nightclubs
  • Full-Service Restaurants
  • Quick Service Restaurants

 

Get your custom-designed POS system and start tracking dine-in orders, carry-out orders, and phone orders. Easily keep track of sales tax, voids & refunds. Perform cash discounting and add surcharges through our simple yet powerful payment terminals.

 

No expensive leases, Low processing costs, Robust technical support

 

 

Learn More

 

Payment Solutions for Retailers

Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.

 

Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our retailer clients receive the attention they deserve 24/7.

 

Enjoy cost-saving payment processing customized to fit supermarkets of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your retail store.

 

Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.

Our retailer merchant services offer the following benefits:

  • Fraud-protection tools
  • Integrate seamlessly with QuickBooks, Freshbooks, Netsuite, Xero, and many more software platforms
  • Unlimited payment options
  • Automatic inventory tracking
  • Extensive reporting features
  • Accept payments in-person and online via shopping cart integrated with payment processing
  • Lower processing costs with level 2 and level 3 qualified payments

 

Our PCI DSS compliant retailer payment processing services provide secure transactions.

 

No expensive leases, Low processing costs, Robust technical support

 

 

Learn More

 

Payment Solutions for Supermarkets

Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.

 

Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our supermarket clients receive the attention they deserve 24/7.

 

Enjoy cost-saving payment processing customized to fit supermarkets of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your supermarket.

 

Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.

Our supermarket merchant services offer the following benefits:

  • EBT-compatible systems
  • Online dashboard allows retailers to print customer receipts on demand
  • Clover products feature sleek and modern design
  • Automatic inventory tracking
  • Full integration with current systems
  • Unlimited payment options

 

Our PCI DSS compliant supermarket payment processing services provide secure transactions.

 

No expensive leases, Low processing costs, Robust technical support

 

 

Learn More

 

Payment Solutions for Ecommerce

Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.

 

Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our eCommerce clients receive the attention they deserve 24/7.

 

Enjoy cost-saving payment processing customized to fit eCommerce of any size.

 

Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.

Our eCommerce merchant services offer the following benefits:

  • Fraud-protection tools
  • Integrate seamlessly with QuickBooks, Freshbooks, Netsuite, Xero, and many more software platforms
  • Extensive reporting features
  • Accept payments via shopping cart integrated with payment processing
  • Automate processing through a compatible payment gateway and reconcile transaction via accounting software
  • Lower processing costs with level 2 and level 3 qualified payments

 

Our PCI DSS compliant eCommerce payment processing services provide secure transactions.

 

No expensive leases, Low processing costs, Robust technical support

 

 

Learn More

 

CHOOSE A TOP-RATED MERCHANT SERVICES PROVIDER

We’ll help you choose a merchant services solution that fits your business and your budget.

     


     

     

     

     

     

     

    24/7 Support

    (713) 339-1358

    Schedule a call back now

    Client Testimonials

    Not only are we proud to provide better payment technology to our merchants, we also support their success. With clients spanning professional services, retail, restaurants, and many other industries, we work to provide solutions personalized to your business. Take a look at our testimonials below to find out what some of our clients have to say.

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    For startups and growing businesses check our plan and package & learn how Spike Financial can help you save money.

    Statement Analysis Request Form


    Please complete the short form below and upload your current merchant statement to receive a free, no obligation, statement analysis.

       

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