Services Provider
Don't settle for an expensive POS system from a big bank.
Get the technical support you need at a price you deserve with
our all-in-one merchant services.
Our Systems Are Designed To Meet Your Needs
Low-Priced one-time equipment fees mean you’ll never get stuck in an expensive lease
Custom-built Point-of-Sale (POS) systems for your business
Spike Financial customers get excellent ongoing support, fair pricing, and great products.
The Clover® Station
A state of the art, all-in-one Point-of-Sale solution for your business. Power it up and you’re ready for business. Clover Station is designed to help in so many ways.
The Clover® Mini
A counter-top terminal from First Data® that offers users speed as well as a seamless user experience. The Clover® Mini is as powerful as it is sleek—and lightweight.
Clover® Flex
Take on-the-go payments using this small, but powerful portable device from First Data®. It’s everything you need in one simple device.
Clover® Go
Go here. Go there. Process payments anywhere. A mobile payments reader designed to work with cell phones. It makes payments easier – and safer.
While Clover® is an excellent choice for many Spike Financial customers, it’s not a one-size-fits-all solution. We customize your technology to meet the needs of your business so you can expect to get the maximum ROI from your POS investment.
Accelerated Funding
Options
Gives you access to your money in as little as four hours.
Merchant Cash
Advance
Gives you a secured cash advance based on your receipts.
Check Acceptance and Guaranty
Gives you fast access to funds from checks.
Automated Clearing House (ACH)
Gives you hassle-free ACH access to customer bank accounts for deposits and withdrawals.
What is Spike Financial?
Spike Financial is a Texas-based company providing financial services, including payment processing, to businesses of any size across the US. Our merchants enjoy streamlined business processes and they get maximum ROI on their POS investment.
Merchant Services Technology
Our clients have access to the newest payment technology and equipment. With Spike Financial, you'll never have to agree to an expensive long-term lease.
Merchant Services Support
Our clients have access to the payment processing support they need outside of "bank" business hours. With Spike Financial, you'll never struggle to get the technical support you need.
Why Spike Financial?
Payments processing is our specialty; not an add-on service. Bring hassle-free payments to your customers effortlessly with our countertop, portable, and mobile card machines without committing to a long-term and expensive contract.
Whether you sell online, over the phone, in-store, or on-the-go, our technology helps your business run smoothly. Take your company to the next level with our seamless and high-tech merchant services. Let us help you transform your customer’s payment experience.
Trust
Our technical support team has over 13 years of experience. We’re there for you, even when your bank is closed.
Profit
You’ll get more than the basics with our full suite of merchant tools to help you maximize your profitability while retaining valuable customers.
Security
Get real-time fraud prevention that assesses the risk of each transaction.
Payment Processing and POS Solutions for your Business
Payment Solutions for Gas Stations
Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.
Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our gas station clients receive the attention they deserve 24/7.
Enjoy cost-saving payment processing customized to fit gas stations of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your gas station.
Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.
Our gas station merchant services offer the following benefits:
- Automatic inventory tracking
- Full integration with current systems
- Secure payment solutions at the pump
- Unlimited payment options
- Loyalty and rewards programs Integration
- Advance point-of-sale equipment to help you save money and time
Our PCI DSS compliant gas station payment processing services provide secure transactions.
No expensive leases, Low processing costs, Robust technical support
Payment Solutions for Restaurants
Countertop — Portable — Mobile
POS systems built to meet the special needs of restaurants let you serve your customers faster – and safer.
Get the help you need from our Texas-based specialists. We specialize in setting up systems for pizza restaurants, food trucks, food vendors, and quick-service restaurants. From set-up to maintenance to in-person technical support, our restaurant clients receive the attention they deserve 24/7.
Enjoy cost-saving payment processing customized to fit restaurants of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your restaurant.
Trust Spike Financial to help you achieve your restaurant’s goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.
Our restaurant merchant services offer the following benefits:
- Pizza Restaurants
- Ice Cream Shops
- Food Trucks
- Bakeries
- Dine-In Restaurants
- Fast Food
- Yogurt Shops
- Chain Burger Restaurants
- Bars & Nightclubs
- Full-Service Restaurants
- Quick Service Restaurants
Get your custom-designed POS system and start tracking dine-in orders, carry-out orders, and phone orders. Easily keep track of sales tax, voids & refunds. Perform cash discounting and add surcharges through our simple yet powerful payment terminals.
No expensive leases, Low processing costs, Robust technical support
Payment Solutions for Retailers
Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.
Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our retailer clients receive the attention they deserve 24/7.
Enjoy cost-saving payment processing customized to fit supermarkets of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your retail store.
Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.
Our retailer merchant services offer the following benefits:
- Fraud-protection tools
- Integrate seamlessly with QuickBooks, Freshbooks, Netsuite, Xero, and many more software platforms
- Unlimited payment options
- Automatic inventory tracking
- Extensive reporting features
- Accept payments in-person and online via shopping cart integrated with payment processing
- Lower processing costs with level 2 and level 3 qualified payments
Our PCI DSS compliant retailer payment processing services provide secure transactions.
No expensive leases, Low processing costs, Robust technical support
Payment Solutions for Supermarkets
Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.
Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our supermarket clients receive the attention they deserve 24/7.
Enjoy cost-saving payment processing customized to fit supermarkets of any size. Whether you have one location or dozens, our systems help you adapt to the ongoing demands of running your supermarket.
Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.
Our supermarket merchant services offer the following benefits:
- EBT-compatible systems
- Online dashboard allows retailers to print customer receipts on demand
- Clover products feature sleek and modern design
- Automatic inventory tracking
- Full integration with current systems
- Unlimited payment options
Our PCI DSS compliant supermarket payment processing services provide secure transactions.
No expensive leases, Low processing costs, Robust technical support
Payment Solutions for Ecommerce
Countertop — Portable — Mobile
Contactless payment solutions let you serve your customers faster – and safer.
Get the help you need from our Texas-based specialists. From set-up to maintenance to in-person technical support, our eCommerce clients receive the attention they deserve 24/7.
Enjoy cost-saving payment processing customized to fit eCommerce of any size.
Trust Spike Financial to help you achieve your business goals with on-demand tech support, affordable equipment (we don’t impose expensive leases), and powerful POS systems.
Our eCommerce merchant services offer the following benefits:
- Fraud-protection tools
- Integrate seamlessly with QuickBooks, Freshbooks, Netsuite, Xero, and many more software platforms
- Extensive reporting features
- Accept payments via shopping cart integrated with payment processing
- Automate processing through a compatible payment gateway and reconcile transaction via accounting software
- Lower processing costs with level 2 and level 3 qualified payments
Our PCI DSS compliant eCommerce payment processing services provide secure transactions.
No expensive leases, Low processing costs, Robust technical support
CHOOSE A TOP-RATED MERCHANT SERVICES PROVIDER
We’ll help you choose a merchant services solution that fits your business and your budget.
Client Testimonials
Not only are we proud to provide better payment technology to our merchants, we also support their success. With clients spanning professional services, retail, restaurants, and many other industries, we work to provide solutions personalized to your business. Take a look at our testimonials below to find out what some of our clients have to say.
Spike Financial's Retail Merchant Services solutions have dramatically accelerated my business and contactless payments mean my customers aren't waiting long to be server and can get on their way.
Kendall Stroud
I thought it would be complex to switch over my retail business but Spike Financial made the process extremely simple & easy! They also helped me save over 30% on my processing fees.
Amanda Hannan
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