Pay for the services you need
You’ll get low rates without surprise increases every six months.
Merchants can now pass along credit card processing costs to their customers, reducing their credit card costs to zero.
Bank fees and debit card processing charges still apply.
Incentivize your customers by offering a lower price when they pay with a debit card or cash.
High volume merchants enjoy interchange-plus pricing; it offers one of the most transparent pricing structures on the market.
The pricing structure varies according to the volume of
credit card transactions you conduct.
Is your business in Texas?
Bundle your merchant services and your electricity service through our subsidiary Spike Energy, Inc to save even more money.
Schedule a call back now
Frequently Asked Questions
Most frequently asked questions about payment processing services
You have questions, we have answers. If you can’t find what you’re looking for in our FAQ section below, give us a call or shoot us a message via online chat.
How can I save money with Spike Financial?
You can also save money with Spike Financial if your business is in Texas and you choose to bundle your electricity service through Spike Energy, Inc.
How much will I pay for merchant services with Spike Financial?
In general, our customers pay rates as low as 1% when they accept debit card and credit card payments. To offer a quick comparison, merchants who use Square pay an average of 2.75% for swiped cards and 3.5% plus 15 cents for each manually entered transaction.
Buying new POS equipment can be expensive, so how does Spike Financial help customers afford the hardware?
Are your prices introductory? Will there be automatic rate increases later?
Our pricing is transparent and our statements are easy to read. If you need help understanding anything about your equipment or statements, you can reach out to our Texas-based support staff 24/7, including weekends and holidays.
Get your free statement analysis today.