We custom-design your payment solutions to meet the needs of your business.
Our customers pay some of the lowest rates industry wide with no surprise rate increases.
24/7 Texas-Based Support
In-person and remote support from our Texas-based techs anytime you need it - even when big banks are closed.
Feature-Rich Modern POS Equipment
Excellent Cardholder Payment Functionality
Is your POS system EMV-Chip Compliant?
Prioritize EMV Chip Compliance
EMV liability shifts from banks to retailers next year for those not in compliance with the newest set of technological requirements.
In a sales environment where card-present payments are the norm, your technology must meet the new and ever-changing rules about EMV chip compliance. A EMV credit card machine is the workhorse of your retail store.
Our customers get easy-to-use technology that makes card-present payments a breeze for your employees and clients. Credit card processing companies consider card present payments a low risk. Businesses who use this technology get the lowest rates when they accept card present payments at their business.
The POS system experts at Spike Financial will help you find the perfect fit for your business. Meet EMV-chip compliance guidelines well before the deadline and enjoy low rates without having to sign an expensive equipment lease.
Serving clients across the country and in cities such as Houston, Dallas, Waco, Temple, Killeen, Tyler, Austin, San Antonio and many more.
Frequently Asked Questions
Most frequently asked questions about payment processing services
You have questions, we have answers. If you can’t find what you’re looking for in our FAQ section below, give us a call or shoot us a message via online chat.
What credit cards can I accept?
Can I accept debit cards?
How are my card present monthly fees paid?
Monthly fees are automatically debited from your business checking account the first week of each month for the previous month’s fees. You’ll understand those fees before you start processing.
What are my monthly fees for card-present payments?
How long does it take to set up a merchant account?
What type of POS terminal do I need?
How long will it take to begin accepting card payments?
I want to accept credit card payments. What kind of hardware do I need?
I already have a credit card terminal; can I just reprogram it to work with you?
What is the difference between online debit and offline debit?
What can I expect when I need tech support?
Learn how Spike Financial can connect you to the technology your business needs at an affordable price.
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90% of our new revenue annually comes from our customers, partners referring us to new companies.
WHY? Read what our happy customers are saying about us.
Spike Financial's Retail Merchant Services solutions have dramatically accelerated my business and contactless payments mean my customers aren't waiting long to be server and can get on their way.
I thought it would be complex to switch over my retail business but Spike Financial made the process extremely simple & easy! They also helped me save over 30% on my processing fees.