Payment Solutions Built for You
Spike Financial customers get cutting-edge technology to make taking card-not-present payments simple, secure, and fast.
Low Prices
Our customers pay some of the lowest rates in the industry. We never issue surprise rate increases and you won't have to sign an expensive lease.
24/7 Texas-based Tech Support
We are open and here to help - even when big banks are closed. You'll have access to our 24/7 tech support remotely or in-person when you need it.
Save Time and Money with Spike Financial’s MOTO Payment Solutions
Fast—Safe—Supported
We can integrate your current operations with a solution designed to take MOTO (Mail Order/Phone Order) payments. The payment solution experts at Spike Financial are here to help. We’ll provide you a payment solution that meets your needs. You’ll also get access to multiple built-in reports to help you identify sales trends, prevent fraud and grow your business.
Your customers will be able to make payments via the internet, their phone, through your website, or even through the mail. With our cutting-edge card-not-present technology, you will have access to a secure payments solution without having to pay big-bank rates.
Plus you will never have to settle for average. We offer the latest payment solutions and level two and level three payments mean that you will never overpay for accepting credit cards at your business.
Frequently Asked Questions
Most frequently asked questions about payment processing services
You have questions, we have answers. If you can’t find what you’re looking for in our FAQ section below, give us a call or shoot us a message via online chat.
How can I get help when I have a problem with my POS equipment?
Spike Financial customers get access to our Texas-based team of tech experts 24/7, including holidays and weekends. Our customers find that having access to tech support on demand ensures that their business stays up and running so that they can focus on more important things.
When you use a big bank’s merchant services department, you may not be able to get the help you need until they reopen. Even then, you may have to talk to several representatives before you finally get in touch with the right person.
What cards can I accept with a MOTO merchant account?
For What kind of equipment do I need if I switch to Spike Financial?
What's the difference between a standard merchant account and a MOTO merchant account?
How long does it take to set up a new merchant services account and start MOTO credit card processing?
How much money can I save by switching to Spike Financial?
No matter how your customers want to pay, you'll be able to take every payment, every single time.
See how much money you can save on your payment processing fees with a free statement analysis.
Latest News
Payments in Focus | Insight that keeps you ahead of change | Never Miss a Blog
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Customer Testimonials
90% of our new revenue annually comes from our customers, partners referring us to new companies.
WHY? Read what our happy customers are saying about us.
Spike Financial's Retail Merchant Services solutions have dramatically accelerated my business and contactless payments mean my customers aren't waiting long to be server and can get on their way.
Kendall Stroud

I thought it would be complex to switch over my retail business but Spike Financial made the process extremely simple & easy! They also helped me save over 30% on my processing fees.
Amanda Hannan
